Private loans secured by real estate
Capital for opportunities that won’t wait for a bank.
Bridge loans up to 50% of your property’s value. We decide based on the collateral and your repayment plan, not months of paperwork.
No commitment. Preliminary answer within 24 business hours.
What do you need to fund?
- Up to 50% of the property’s value
- 7 to 15 business days to funding
- From $50,000 up to $1,000,000 per loan
- 2 years loan term
What we fund
Four hard money bridge loans with the same clear rules, all secured by a property in Costa Rica.
Fix and Flip
Buy, renovate, sell.
Bridge capital to acquire and renovate a property, repaid when it sells.
- Up to 50% of value
- 2-year term
- Funding in 7 to 15 business days
Construction loan
Build without stopping the works.
Capital to start or finish your project while the sale or long-term financing arrives.
- Up to 50% of value
- 2-year term
- Funding in 7 to 15 business days
Bridge liquidity
Liquidity now. Sell at your price.
Get capital against your property while it sells, without cutting the price out of urgency.
- Up to 50% of value
- 2-year term
- Funding in 7 to 15 business days
Cash-out refinance
Turn your equity into capital.
Refinance a property you already own and put the capital into your next opportunity.
- Up to 50% of value
- 2-year term
- Funding in 7 to 15 business days
Problem = opportunity
What waiting costs
Between what you need today and the money that will come tomorrow, there is a gap. We put up the capital to bridge it.
Cutting the price just to get cash.
Stopping the build while costs keep running.
Losing the purchase because the seller won’t wait for the bank.
Commitments that fall due before the sale closes.
A bridge loan covers that wait, backed by your property and with a clear way out: the sale, a refinance or the project’s cash flow.
Why we move faster than a bank
We focus on the collateral
The property secures the loan. That is where our analysis starts.
50% of value, maximum
We lend conservatively. That margin is what lets us decide quickly.
Your repayment plan
We want to understand how the loan gets repaid: sale, refinance or project cash flow.
Bank or Link: when each one makes sense
| Bank | Link | |
|---|---|---|
| Time to a decision | Weeks or months | Preliminary answer within 24 business hours; funding in 7 to 15 business days |
| What the decision is based on | Your income, your history and lengthy paperwork | The property and your repayment plan, with a basic income and credit review |
| Flexibility | Standard products | Fits your repayment plan: sale, refinance or project cash flow |
| Term | Long term | 2 years |
| Cost | Cheaper | More expensive: 12% to 15% a year. Compare it with what waiting costs you. |
| Best for | Long-term financing at the lowest cost | Covering the wait until the sale, the bank or the project’s cash flow comes through |
No commitment. Preliminary answer within 24 business hours.
How much can I get?
We lend up to 50% of your property’s value. Enter the estimated value to see the amount.
How it works
Tell us about your situation
Two minutes, online or on WhatsApp.
Get a preliminary answer
Within 24 business hours we tell you whether it fits.
Appraisal and title review
We appraise the property and review its title.
Signing and funding
Signing and funding within 7 to 15 business days of your request.
A preliminary answer is not an approval: approval depends on the appraisal and the title review.
The link between opportunity and capital
We connect people who find opportunities with investors ready to back their vision, with real collateral and clear rules for both sides.
The opportunity finder
Has the property and the plan.
Link
Analyses, structures and follows every loan.
Private investors
Provide the capital, with real collateral.
Experience behind every loan
- 200+ loans funded
- $25M+ in capital funded
- 20+ years of experience
“At Link we don’t just solve problems; we create stories of well-being.”
Are you a broker, real estate agent or lawyer?
Bring your client’s opportunity. We bring the capital.
Frequently asked questions
What is a bridge loan?
A short-term loan, secured by a property, that gives you liquidity until another source of money arrives: the sale of a property, a bank refinance or your project’s cash flow. At Link the term is 2 years.
How much can I get?
Up to 50% of the property’s appraised value, between $50,000 and $1,000,000 per loan. Illustrative example: with a property worth $400,000, the loan can be up to $200,000. If you need more, send us the case and we will review it together.
How fast do I get the money?
You get a preliminary answer within 24 business hours. Funding usually happens 7 to 15 business days after your request, once the appraisal and title review are done.
What properties do you accept as collateral?
Any type of property, anywhere in Costa Rica, as long as the loan is secured by a first-position mortgage.
What does it cost? Is it more expensive than a bank?
Yes, a bridge loan costs more than a bank loan. The rate is 12% to 15% a year, and the borrower pays the origination fee and the appraisal, legal and registration costs. In exchange, the money arrives in days, not months.
Is a preliminary evaluation an approval?
No. The preliminary answer tells you whether your request fits based on what you told us. Approval depends on the appraisal, the title review and signing the documents.
Tell us what you need to solve.
No commitment. Preliminary answer within 24 business hours.