Bridge liquidity
Liquidity now. Sell at your price.
If you are already selling, you don’t have to cut the price to raise cash fast. We lend against the property and the loan is repaid when it sells.
No commitment. Preliminary answer within 24 business hours.
- Maximum amount
- Up to 50% of appraised value
- Funding
- 7 to 15 business days
- Term
- 2 years
- Loan size
- $50,000 to $1,000,000
Ideal for
“I’m selling my property, but I need the money now.”
“I don’t want to drop the price just because I’m in a hurry.”
“I have a commitment due before the sale closes.”
Terms
- Maximum amount
- Up to 50% of appraised value
- Loan size
- $50,000 to $1,000,000
- Term
- 2 years
- Interest rate
- 12% to 15% a year
- Preliminary answer
- 24 business hours
- Funding
- 7 to 15 business days
- Collateral
- Any property in Costa Rica, first-position mortgage
- Repayment
- Interest only during the term; principal at the end
Subject to appraisal and title review. A bridge loan costs more than a bank loan and is short-term: what you gain is speed.
What we need
- For the initial evaluation, just the property’s registry number or cadastral plan.
- Your repayment plan: how and when the loan gets repaid.
- To close, we tell you which documents your case needs.
How it works
Tell us about your situation
Two minutes, online or on WhatsApp.
Get a preliminary answer
Within 24 business hours we tell you whether it fits.
Appraisal and title review
We appraise the property and review its title.
Signing and funding
Signing and funding within 7 to 15 business days of your request.
A preliminary answer is not an approval: approval depends on the appraisal and the title review.
Frequently asked questions
How fast do I get the money?
You get a preliminary answer within 24 business hours. Funding usually happens 7 to 15 business days after your request, once the appraisal and title review are done.
What if my property does not sell in time?
We talk with you and the investors to reach a new agreement, such as an extension or a refinance. That is why we review a realistic repayment plan with you from the start.
What are the terms and how is it repaid?
The term is 2 years. During that time you pay interest only, and the principal is repaid in a single payment at the end, usually from the sale of the property, a refinance or the project’s cash flow.
What does it cost? Is it more expensive than a bank?
Yes, a bridge loan costs more than a bank loan. The rate is 12% to 15% a year, and the borrower pays the origination fee and the appraisal, legal and registration costs. In exchange, the money arrives in days, not months.
Tell us what you need to solve.
Takes less than 2 minutes.
No commitment. Preliminary answer within 24 business hours.
Prefer to talk?
Chat on WhatsApp