Cash-out refinance
Turn your equity into capital.
Your property has value: put it to work. We unlock up to 50% of its appraised value for your next investment or business, with a clear repayment plan.
No commitment. Preliminary answer within 24 business hours.
- Maximum amount
- Up to 50% of appraised value
- Funding
- 7 to 15 business days
- Term
- 2 years
- Loan size
- $50,000 to $1,000,000
Ideal for
“I own a property free of debt and want to put its value to work.”
“I want to buy another property without selling the one I have.”
“I need capital for my business and have a property to back it.”
Terms
- Maximum amount
- Up to 50% of appraised value
- Loan size
- $50,000 to $1,000,000
- Term
- 2 years
- Interest rate
- 12% to 15% a year
- Preliminary answer
- 24 business hours
- Funding
- 7 to 15 business days
- Collateral
- Any property in Costa Rica, first-position mortgage
- Repayment
- Interest only during the term; principal at the end
Subject to appraisal and title review. A bridge loan costs more than a bank loan and is short-term: what you gain is speed.
What we need
- For the initial evaluation, just the property’s registry number or cadastral plan.
- Your repayment plan: how and when the loan gets repaid.
- To close, we tell you which documents your case needs.
How it works
Tell us about your situation
Two minutes, online or on WhatsApp.
Get a preliminary answer
Within 24 business hours we tell you whether it fits.
Appraisal and title review
We appraise the property and review its title.
Signing and funding
Signing and funding within 7 to 15 business days of your request.
A preliminary answer is not an approval: approval depends on the appraisal and the title review.
Frequently asked questions
How much can I get?
Up to 50% of the property’s appraised value, between $50,000 and $1,000,000 per loan. Illustrative example: with a property worth $400,000, the loan can be up to $200,000. If you need more, send us the case and we will review it together.
What are the terms and how is it repaid?
The term is 2 years. During that time you pay interest only, and the principal is repaid in a single payment at the end, usually from the sale of the property, a refinance or the project’s cash flow.
Do you review my income or credit history?
Yes, we do a basic income and credit review. But most of the decision rests on the property, how large the loan is compared with its value, and your repayment plan.
What does it cost? Is it more expensive than a bank?
Yes, a bridge loan costs more than a bank loan. The rate is 12% to 15% a year, and the borrower pays the origination fee and the appraisal, legal and registration costs. In exchange, the money arrives in days, not months.
Tell us what you need to solve.
Takes less than 2 minutes.
No commitment. Preliminary answer within 24 business hours.
Prefer to talk?
Chat on WhatsApp